No Win, No Fee!  
We only charge 25% on any successful claim 

Make A Claim 

Simply complete the contact form below or telephone 0800 246 1361 
 
 
Please note, you do not need to use a claims management company to make your complaint to your lender(s), and if your complaint(s) is not successful, you can refer it to the Financial Ombudsman Service yourself for free. 

 Irresponsible Lending Claims 

High-cost loans and credit cards can cause misery when lenders do not undertake proper affordability checks at the outset of the lending relationship or when re-lending/increasing the credit limit. This has left many people struggling to survive after making payments. Sound familiar? At Wellbeing Services, we’ve been claiming against high-cost lenders since 2016 with a long track record of success. We investigate to establish if your loans or credit cards were irresponsibly given to you. We check if: 
 
• Proper checks were not made on your financial position. 
• You were given credit that was not affordable or suitable. 
• The borrowing formed a significant part of your income and impacted your ability to maintain payments on other priority items such as rent/mortgage, utility bills, or day-to-day living expenses. 
• You needed to borrow from elsewhere (other lenders or family members) to cover repayments. 
 
We can complain to your lender(s) if you are still paying, if the debt has been settled, or if it has defaulted. How much you are owed will depend on your level of borrowing. Our aim is to recover all the interest and charges you have paid on the irresponsible lending. 
 
 
 

If you've ever taken out a loan or used a high-cost credit card, you may be owed thousands! 

 Make a Claim  

 
 
 
You can start your claim now. Simply complete our claim form or call us to talk through your claim. 

 The Process  

 
 
 
We keep things simple and do all the work for you using the information we collect from your credit provider(s). 

 Our Fees  

 
 
 
No Win, No Fee - this means that if we are unsuccessful in the claim, then no fee is due to us. 

 Recent Client Feedback  

★★★★★ 
"Reclaimed £8,909.38 for me. Great service." 
 
Mrs I Clarke 
 
 
 
★★★★★ 
"Communicated well and the whole process was quick and easy." 
 
Mr P Blyth 
 
 
 
★★★★★ 
"My claim adviser Shaun was very friendly handled my claim well." 
 
Mrs S Tolan 
 
 
 
★★★★★ 
"Wellbeing Services took the hassle out of claiming my redress." 
 
Mr K Whitehead 
 
 
 

Wellbeing Services Limited is authorised and regulated by the Financial Conduct Authority  Reference number: FRN689147